One of my favorite places is La Jolla, California -- in the suburbs of San Diego (a/k/a Sandy Eggo). I found a house there and fell in love with it... I was ready to buy. Then, I saw the news where a landslide and cave-in collapsed a four-lane highway and demolished two houses. Worse, hundreds of my would-be neighbors have been evacuated and stand to lose everything! Well, the good news is that I didn't put any money down -- so I lose nothing... except a house that had a great view of the Pacific and that... the way things are going... will probably be in the Pacific.